I’ve done my best to put everything on auto and what’s left is actual spending money. I have my weekly debits, investments etc, and have a number in mind that I like to hover around. If my savings grows too much, I invest or more it to another account (emergency fund) then go back to auto pilot.
I still think about everything I spend, but it’s all automatic now, so I really just try to balance my account at a certain number. If I’m over or under it allows me to invest more or scale back my spending.
enril29a t1_jae6csq wrote
Reply to When does saving become unhealthy? by Narrow-Imagination96
I’ve done my best to put everything on auto and what’s left is actual spending money. I have my weekly debits, investments etc, and have a number in mind that I like to hover around. If my savings grows too much, I invest or more it to another account (emergency fund) then go back to auto pilot.
I still think about everything I spend, but it’s all automatic now, so I really just try to balance my account at a certain number. If I’m over or under it allows me to invest more or scale back my spending.