fluffy_bunny22

fluffy_bunny22 t1_jaexiry wrote

I had one employer where you couldn't contribute to a 401k until you had been there for a year. Another employer sent me a check after I quit and I rolled it over into an ira. You can't just forget about low dollar amounts and then try and figure it out years later.

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fluffy_bunny22 t1_j6oq0ga wrote

It was the 80's. It's going to be my grandma claim to fame along with when I was younger gas was 69 cents a gallon. It was technically only that cheap for 2 weeks because a new station had opened and they wanted to drive traffic their way.

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fluffy_bunny22 t1_j6ono57 wrote

We use Merrill for our brokerage so I'll have him check. We use Ally for our CDs. I remember back in the day when I worked at a bank you could get 8% for CDs. I worked in the IRA department and had to pull paper files sometimes and there were customers who had at one point had CDs at like 13%.

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fluffy_bunny22 t1_j6ocml4 wrote

Bonds are all virtual now and a little more complicated to buy. We converted all of our son's paper bonds to digital and it was a hassle. The account number is complicated and not easy to remember. If you want family to buy bonds for the grandkids they need the account number and need to be digitally savvy. I suggested we buy some bonds recently and my husband didn't want to go through the hassle because I think you can only buy 10k per person. He didn't think the return was worth the hassle of the website. We do have CDs that we have laddered to mature every 2 months.

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