If you can afford to pay cash, why use your card for everything? Just put Netflix on it and it in autopay and just the rest cash. It will keep your credit utilization low, keep your credit active (and increase age of credit), and show you don't miss payments.
Your credit score is but your credit card. Credit cards don't organize you for anything but skipping payments. If it was too to then, they'd want you to max out an your cards, get more cards with them, and carry a balance so those blood suckers could profit off your debt.
forkintheroad_me t1_je8lzvd wrote
Reply to Why are we encouraged to charge everything to a credit card but get penalized for high credit utilization? by New-Row7111
If you can afford to pay cash, why use your card for everything? Just put Netflix on it and it in autopay and just the rest cash. It will keep your credit utilization low, keep your credit active (and increase age of credit), and show you don't miss payments.
Your credit score is but your credit card. Credit cards don't organize you for anything but skipping payments. If it was too to then, they'd want you to max out an your cards, get more cards with them, and carry a balance so those blood suckers could profit off your debt.