Only if you maintain a clean driving record for good

So yeah, your insurance rate is reasonable and you likely won’t find anything cheaper in the near future. If you keep a clean driving record for the next year, you can contact your agent again to see if they would reduce the rate then.

Honestly if you’re less than 25yo, that number would be reasonable/considered average. Have you been in any accidents ever (while you were driving)? Any speeding tickets? That would drive your rate up as well.