gracetw22
gracetw22 t1_ixs5lho wrote
Reply to comment by LeicesterHoult in What's up with the COVID numbers in Richmond? by Ashbin
You can’t even report when you have it and test positive on a home test. Or I couldn’t when I had it
gracetw22 t1_ixoslc5 wrote
Reply to comment by coconut_sorbet in Thanksnightly by cleverocks
I think she will be ok she’s just in pain and I hate to not be able to do anything about it. Got her all snuggled up though.:(
gracetw22 t1_ixof5e5 wrote
Reply to Thanksnightly by cleverocks
In case anyone else wanted to know, all the emergency vets in town are full.
gracetw22 t1_ixflm7d wrote
Reply to comment by Impossible_Bill_2834 in Recommendations for optometrists in or near The Fan? by availablewait
He has or had an office in Cary town too
gracetw22 t1_iwhpnol wrote
I am interested to see if this improves the quality of the racing here in Virginia. Colonial Downs has a bad reputation for being the bottom of the barrel horses and I would love to see that change.
gracetw22 t1_iuk5y5v wrote
Reply to comment by americandragon13 in Woman dead, 7 people sent to hospital after chain-reaction crash on I-95 by deathbeforeupvote
They do this to me when I’m hauling my horse trailer too. Rude and annoying
gracetw22 t1_iua80rl wrote
Reply to Police animal shelter adoption? by otterinprogress
Yes, I actually bred and showed great danes for 10+ years and was very thoughtful and analytical about pedigrees and history of my dogs. One of them died and I was heartbroken and I got a call from a friend of the manager of the norfolk pound who was looking for a special person to adopt a cute little street urchin who had been living outside for an unknown amount of time and had 0 known history. I was a little worried because of how much thought I had put into socializing puppies and knowing their backgrounds but I will tell you he is just the bomb diggity. Look at this dignified boy: https://www.instagram.com/p/B3zWIshhcj3/
He was definitely significantly older than we all guessed, just so underweight he looked like a puppy but really was just starved. He has some health issues that maybe could have been prevented by more thoughtful breeding (embark suggests his parents were full siblings) but overall 10/10 street gremlin adoption experience, would snatch a stinky wrinkle baby out of jain again.
Any new dog you won't know whether they are going to be good with cats until you figure out if they will be good with cats. I think you can probably get a decent idea by just meeting them and gauging the overall energy level, prey drive with maybe a flirt pole or something, etc.
gracetw22 t1_iua72v7 wrote
First time buyers have been getting screwed more than others by all facets of the housing market for the last couple years.
gracetw22 t1_iua6iyi wrote
Reply to comment by wagonboss in Pediatric hospital beds in Richmond are nearly full, thanks to surge of RSV by CrassostreaVirginica
I have a hard time hating on that if they were short beds elsewhere given the St Marys pediatric service is significantly better and 5 min up the road. Sadly all healthcare companies are working off the bottom line but I think it's reasonable to have staff and space for where there is need.
gracetw22 t1_iu8uwms wrote
Reply to comment by Laura37733 in RVA Real Estate AMA - "What The H*ll Is Happening?" Edition by Kindly_Boysenberry_7
Yes I forget which bank it was but someone said it took a month of calling customer service to get even transferred to someone who knew what they were talking about and then that person said the first application appointment would be in 35 days, and 60 day processing time. Yikes. I do think they’re a great option for transactions between family members, divorce, things like that where there isn’t quite as much of a timeline. There’s just a ton of agents out there talking about “mortgage lenders don’t want you to know this ONE TRICK” on Facebook and it’s not quite so simple all the time. Good info that some servicers aren’t as much of a mess though. I helped a client with one back in the day where he needed a co signer and then assumed the loan to get his dad off and I am 100% sure the delays with his servicer were on his end with turning in documents lol
gracetw22 t1_iu8opur wrote
Reply to comment by Laura37733 in RVA Real Estate AMA - "What The H*ll Is Happening?" Edition by Kindly_Boysenberry_7
Is that from when they first call or when they get to you? I have heard most people have 30 days from initial request to when they can get to someone to take the application.
gracetw22 t1_iu6tgig wrote
Reply to The Night Thread by Asterion7
I have this big piece of antique furniture that I bought that had a leg damaged in shipping. I have been lying to myself for a year now saying I would find someone to create a new leg to match and fix it. Tonight I decided: fuck it. It’s serving me no purpose propped up in storage and if I was going to logistically find someone to actually fix it, it would have happened by now. No one wants big dark wood furniture enough to buy it and fix it. So I took a hammer to the other feet of that bitch and evened her right out. Going to get it set up now but man do I feel the power surging through me
gracetw22 t1_iu6t5gq wrote
Reply to comment by Greedy_Resolve_1214 in The Night Thread by Asterion7
Right here in river city…
gracetw22 t1_iu6t3fz wrote
Reply to comment by tequilaanddeadlifts in The Night Thread by Asterion7
Man big props for catching that with your pup. I am about 99% sure your team thinks the door company is the big fat liar and not you. I know all too well how it feels when some other party in a process drops the ball and the buck stops with you, but at the end of the day, you can only control what you can control and just try to mitigate damage for what’s outside of that
gracetw22 t1_iu6s7oj wrote
Reply to comment by zensucht0 in RVA Real Estate AMA - "What The H*ll Is Happening?" Edition by Kindly_Boysenberry_7
I do a fair number of construction loans- more lately than before, that’s for sure, but enough to have seen a lot of bids from a lot of builders. I have had many people come to me wanting to do what you describe and have become somewhat of a dream crusher on the topic, so my apologies in advance but hopefully this is all useful info:
The first problem with building a small/tiny house is that some costs do not scale at all with size of house- the septic system for a 500 square foot house is not 1/10 the cost of the system for a 5000 square foot house, getting utilities to the site is the same no matter what, the well is likely the same (or if you are talking city utilities, the cost to hook up to sewer and water is the same for any hookup) and then tradespeople will all have a kind of minimum “make it worth my time to drive there” figure, so you’ll find the roof and framing etc won’t scale directly to house size either. I have not seen someone end up building anything that didn’t roll in on wheels for less than 285k.
250 you might be right there, if you can find a lot that both allows two buildings of that size and has access to public utilities, but keep in mind that you won’t be able to get a mortgage on such a project since mortgages require appraisals that show sold prices of comparable properties, which you probably won’t have. You also will have your resale value limited by the fact that future buyers will also have to pay cash, which knocks out a big part of your already kind of limited buyer pool.
I think something like this is mostly a passion project and something you do if it’s your dream and money isn’t an object- if you’re just trying to keep a 250k budget and want somewhere charming with some privacy, and don’t mind not having a ton in the way of creature comforts, I think if you keep an eye out you can find something that you would be able to get a loan on (or have resale prospects to people who need a loan) with some land in Varina
gracetw22 t1_iu6pn84 wrote
Reply to comment by Kindly_Boysenberry_7 in RVA Real Estate AMA - "What The H*ll Is Happening?" Edition by Kindly_Boysenberry_7
Problem with an assumption is they take 90ish days, has to be an FHA or VA loan currently, and you have to bring cash for the difference. I think it would have to be a much stronger buyers market for sellers to be willing to wait that long to get their house sold.
gracetw22 t1_iu6flax wrote
Reply to comment by hipscrack in Fridaily by donteatmydog
Probably, I’m just a little salty that it’s around 60k of total lab and pathology charges and they couldn’t throw in making the bone less bone-y - there are a bunch of separate charges for getting it, another one for preparing, several for all the different readings… feels like buying a new car and hearing the gas cap is an extra 50 bucks
gracetw22 t1_iu4s8t2 wrote
John Gayle would be my suggestion- he mostly does auto contract stuff but this is probably in his wheelhouse: https://www.theconsumerlawgroup.com/bio/john-c-gayle-jr.cfm
gracetw22 t1_iu4a512 wrote
Reply to comment by MediocreMuseRVA in Fridaily by donteatmydog
I’ll check it out! I am honestly pretty ok, it’s a little phase he’s in and just need to get through it until he learns a different thing to do, but it sure isn’t my choice of activity before my cup of coffee.
I would happily pay someone to do a review of the bill- I tried a couple of the services that advertise that but the two I got in touch with don’t do anything with cancer treatment I guess, or because I’ve already paid so much this year the balance is too low for there to be any meat on the bone for them.
gracetw22 t1_iu44viw wrote
Reply to Fridaily by donteatmydog
Just another day of trying to do some gentle parenting in the face of a kid who isn’t gentle toddler-ing. Nothing like getting slapped across the face before 8 am for suggesting someone has a funky grundle and needs changed.
May drive up to watch the Washington International Horse Show: www.WIHS.org but more likely will watch on live stream and keep working on my magnum opus billing dispute to VCU health. I’m not sure how they can just not bill for something for almost 6 months and then sprinkle in some other random items my insurance denied and fire it off to see what happens. What really chaps my ass is the “decalcification” charge for a bone marrow biopsy. I asked the billing lady on the phone if she felt like that really should be an extra service to handle the bone part of a bone marrow biopsy, and of course she was way out of her depth there but when she reread it she was like “yeah, huh, wow that sounds like it hurts…”
gracetw22 t1_itzt53i wrote
Reply to comment by ILikeYourHotdog in Thursdaily is here! by OopsImACrow
This is really funny to me- one of the accountants in my husband's office volunteers as one of the people at shows that help people to their seat. She is a sweet grandma who is very passionate about the chesterfield county fair. I can't wait to hear her impression of the show.
gracetw22 t1_itzb6mc wrote
Reply to comment by FromTheIsle in A trembling foreigner by Extreme_Necessary_56
Powerful Mexican family, I didn’t ask questions about what kind of business they were in
gracetw22 t1_itxckrh wrote
Reply to comment by manyamile in Mortgage Lender Recommendations - FHA by GaimanitePkat
Yes! That’s us! Swing in to say hi if you ever need to use a printer or whatever, it’s really cool inside and no jerks in the facility.
gracetw22 t1_itwk44r wrote
Reply to comment by Extreme_Necessary_56 in A trembling foreigner by Extreme_Necessary_56
It’s all perspective- I would feel much less safe as a woman in Saudi Arabia than even walking through the roughest parts of town, though if you’re accustomed to having company wherever you go, I’m sure that will be an adjustment. I remember when I was in college I had a friend on my floor whose armed security guards hugged her goodbye and when we went out to get a burger that night she was terrified since she had spent her whole life with armed security. She adjusted too! Was out there taking shots of warm liquor in strangers houses with the rest of us in short order.
gracetw22 t1_iy3v0vc wrote
Reply to Richmond hotels with saunas? by thecompactoed
So this is not sexy but the short pump hilton I believe does have a spa which I bet would have a sauna.