jccool5000 t1_je33gef wrote on March 29, 2023 at 1:31 AM Reply to [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy Vanguard has money market funds like VUSXX. 4.6% and partially state tax free! No fee and you can withdraw within a week - so keep some money in a regular savings for easy access while you take it out for larger needs. Permalink 3
jccool5000 t1_je33gef wrote
Reply to [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy
Vanguard has money market funds like VUSXX. 4.6% and partially state tax free! No fee and you can withdraw within a week - so keep some money in a regular savings for easy access while you take it out for larger needs.