u/Paradox868, you keep saying (and emphasizing) "UP TO 5%". I see nowhere in OP where it says UP TO. Not once. OP SAYS: "New Job: 200% on first 5%, 100% between 6% - 12%" So if employee puts 12%: 1+1+1+1+1+1+1+1+1+1+1+1=12 The employer matches 200% (DOUBLES the first 5%), and then matches percentages 6-12: 2+2+2+2+2+1+1+1+1+1+1+1=17

"New Job: 200% on first 5%, 100% between 6% - 12%"

So if I am reading this right, if you contribute 12%, the new company will contribute 17%. Wow, that's an AMAZING 401k contribution.

At the ~$100k salary level, you can max out both 401k and Roth IRA. Very nice.