It was bad advice and will just prolong the pain.

What's your annual profit? That's incoming revenue minus your necessary business expenses.

Utah's is really great with low fees and great investment options at my529.org so that's what I use from Texas, but it may not make sense to give up a state tax deduction in your state.

Okay if you end up being too high in income, you can still do it through Backdoor Roth, so read up on that if so.

Yes, but if you can afford to max a 401K and an IRA, make sure you meet the income limits for Roth IRA contributions.

He welds for an employer or self employed?

Are either of you self employed

>What “insurance issues” change your taxes? Your insurance premiums are paid to insurance companies and have nothing to do with April tax time.

If they're on healthcare.gov insurance and claimed advanced premium tax credits and then made too much to qualify, they'll owe that money back.

Age in bonds is an old-fashioned rule, though it may be coming back into fashion if these interest rates keep climbing and level off.

Considering how often it comes up here and how often people are confused by it, it may as well be a secret to be discovered.

Everything should always be done correctly and not incorrectly, that much is true.

One thing you can legitimately do is adjust your withholding so you get either a small or no refund, which will put more money in your pocket earlier.

HSBC and Citibank both offer accounts than can take deposits in other currencies for US customers.

It varies by state but even in states where they're legally obligated they sometimes try to get out of it by calling it an intentional act.

License suspended or expired, that's another.

If they weren't current on their insurance payments, if they weren't actually insured and are listed as an excluded individual on the policy, if they were driving drunk, if they were doing unapproved delivery or taxi work, etc.

This varies by state. In some states the homeowner is the listed owner on the title, with the bank having a lien. Even in states where the bank is listed as the owner, they don't have a lot of powers you might expect of an owner, such as the right to sell the house whenever they want.

Federal law requires banks to allow family members to assume the mortgage if it's left to someone at death, but the same does not apply to unmarried partners. If she can afford the mortgage and credit is okay, there is a good chance they will let her. If they don't let her, she would need to either secure a new mortgage with another lender, or sell the house and she can take the equity and buy or rent somewhere else.

One idea is to have a secret courthouse wedding right now and then save the full wedding event with family and friends for later. Nobody has to know but you two and the justice of the peace.

Well, going through all the steps is very important and changes how much tax you owe. Whats in boxes 1 and 2

You don't enter your W2, your employer mails you your W2 for the prior year in late January or early February.

>What details would be helpful?

What are Box 1 and Box 2 on your W2? What's your tax filing status and do you have any dependents

>into I bonds and get a 6.89% return on their money.

Maybe, or maybe not. It will be 6 months at the current rate, and 6 months at the next i bond rate announced May 1.

Yes, that's right.

Though the math wizards here will tell you that you actually cost yourself money, because you can instead invest that money in the market and make more over the 29 years.

Yeah, I'd be patient and let them fix it, but if it's been going on a month, they are out of line. Even if they can't fix the system issue, they can cut a check to fix the missing week.

Longer history, more diversity of accounts, could be any number of things.

740+ will qualify you for all the best rates, so congratulations, you've reached the promised land!

Yes, credit utilization is one of the most powerful factors, so pay it off.