It depends on what you like. I've been living in USA (NYC - FLORIDA) for 8 years. And I'm ready to leave I'm already fed up with all the companies basically scamming me every day and there's nothing you can do about it. I'm talking about insurance companies, services companies, banks and everything in between. This system is basically designed on obtaining the most amount of money at any cost. The lack of actual culture is insane. Everybody be trashing everything. Nobody recycles, nobody cares about environment, cities are dirty. All this without even getting into guns and different stuffs that are broke.. Country is divided and everything is linked to politics. Idk kinda throwing a rant out here. Looking to move to Germany.

Download tinder / bumble. I met my current girlfriend on tinder. And we've been together for 4 years now. 👏

It shows a different date because It became a collection so pretty much a "new" account.
Uhmm when it comes to legal action I believe what you owe is not enough for them to prosecute it because of the cost involved with this procedure. This will be on your credit for the next 7 years and I am not really sure if it will affect your immigration status.

Dave Ramsey recommends not to pay collection agencies anything since they're buying your debt on the pennies for every dollar. So for example they bought your 3200$ for 600$, and their profit is the difference. This debt will be increasing since they will be adding late fees and some other stuff to it.