https://blog.turbotax.intuit.com/tax-planning-2/do-you-financially-support-your-family-living-abroad-see-if-you-qualify-for-any-deductions-on-your-income-tax-46062/?amp=1

That breaks it out for you

The CPA can't do anything for you after the fact. Why would they go through each paycheck? Your CPA is trying to get you to go away with the "I can do this, for a lot of money." Nah. Just have them tell you how to fill our your W4 for far less effort.

Direct deposit and ACH transfers between banks.

So to get it back to spend you forward it back to your physical bank. It only takes 1-3 days.

Yes. You pay taxes to the state you perform work in. You're also protected by the states' employment laws in which you perform work. Stuff to keep in mind as someone going between jurisdictions!

They've got a number auto-generated into your line somewhere. This happened once but three times is incompetence in the payroll department. Of all the things you lay multiple sets of eyes on, it's payroll.

Unfortunately, there's not much to do here, other than continuing to remind them they keep screwing up, and it's a pain in your ass. There's no regulation that I'm aware of that helps out. Only underpaid is an issue, but they've got time baked into those regulations to fix errors as well, blah!

Exactly, housekeeping is one of those things that can go either direction.

We hire through a janitorial company. The janitorial service happens to be ran by a single person, who does all the work themselves. They come within a window (standing appointment weekly) and bring all their own gear. The only thing we offer is the consumables because I'm not paying them to buy me trash bags and toilet paper but they offer that service if one wants it!

But if you have A Person come in, say every Monday 9am-12pm. And you have a set routine for them and they use your equipment in your closet to do it. Then that's an employee.

My grandmother used to do housekeeping jobs "under the table" and at some point she thankfully realized that she wouldn't be getting any social security that way. So that got her to take a legitimate job!

My dad keeps telling me one of his brothers is suffering the consequences because he too wasn't always doing reported labor either. They're all in their 70s now and a couple of them are disabled from years of hard work. One has their comfortable retirement checks and the other one does not due to their work not being recorded and social security not being paid.

This is such a real issue that nobody thinks about until they're 70+ and still working their asses off because they seriously cannot retire,t here's no funds there to do so!

At least your spouses grandmother realized that she was to blame for that and thought about maybe fixing it. It would have been so much easier and less of a stress on everyone if they had just been able to do it all right from the start :( Lots of those employers have no sympathy for the person in the end, since it's a "I paid you for all the work you did, should have saved better, I guess!" D: D: D:

Honestly, just use a service instead of treading into that water right there. It'll save you the headache and the idea that something may show up in the mail one day.

As others have stated, disgruntled people can easily send the DOR after you. What happens if they get hurt in your house? How are you going to take care of them? Homeowners insurance is going to sniff around about why they were changing your light bulbs or something like that if it's not just "stepped off the porch wrong" kind of thing.

The key is to make sure they are classified correctly. You can't just throw a 1099 at anyone, even though a lot of people sure would like to *and they do it, even though it's not advisable!

https://www.irs.gov/businesses/small-businesses-self-employed/hiring-household-employees

It's not about income taxes, it's about the other things like social security, medicare, unemployment and workers comp, etc.

Payroll taxes are who to worry about, that involves not just the IRS but the state DOR as well. The state DOR is what you want to really worry about, they're a lot more hungry than the IRS and have more time on their hands.

What kind of work are you having done? Why aren't these just contractors? Is this like a babysitter or housekeeper?

Ooooh I've only been in new construction, that's possibly why!

That's wild. All my studio apartments have had their own water heater. It takes up a chunk of my closet 😳

Those places run them as e-checks is why. They're just a paper debit card with the enhanced systems!

You can always ask for an adjustment in fees. It's up to the institution to agree to or not.

Bigger lesson here, multiple bad checks can get your account closed. Be very careful about personal checks, that's why they're not accepted in a lot of places anymore.

https://apps.irs.gov/app/tax-withholding-estimator

You can plug it all in right now. Just get your last pay stub and your spouse's last pay stub. That'll show you your estimated tax burden for the year.