maccc095 OP t1_jegllk7 wrote on March 31, 2023 at 9:31 PM

Reply to comment by CyanocittaAtSea in CD vs T-bill what’s the best move? by maccc095

Thanks I appreciate that :-)

maccc095 OP t1_jegc3u9 wrote on March 31, 2023 at 8:26 PM

Reply to comment by myburneraccount1357 in CD vs T-bill what’s the best move? by maccc095

I see, thank you!!

maccc095 OP t1_jeg8ps7 wrote on March 31, 2023 at 8:04 PM

Reply to comment by myburneraccount1357 in CD vs T-bill what’s the best move? by maccc095

Any advantages to choosing a shorter term at the slightly higher rate?

maccc095 OP t1_jefxdcs wrote on March 31, 2023 at 6:48 PM

Reply to comment by NHwmnf in CD vs T-bill what’s the best move? by maccc095

I did actually open a roth a couple of years ago but I only made the initial max contribution and never did anything with it :-/ I got a little overwhelmed/intimated with that direct investing so have just avoided it. What do you mean by automate investing?

I have 6 months emergency funds set aside and another chunk of savings I was planning to put in a hysa. Any major difference between that and a money market fund? Thanks!!

maccc095 OP t1_jefvrru wrote on March 31, 2023 at 6:37 PM

Reply to comment by penguinise in CD vs T-bill what’s the best move? by maccc095

Thank you!! This was very helpful

maccc095 OP t1_jefhfna wrote on March 31, 2023 at 5:03 PM

Reply to comment by Supersnoop25 in CD vs T-bill what’s the best move? by maccc095

I found a couple 14 or 18 month CDs for 5%. Will also be opening a HYS for the rest of my savings, should I put it all in one bucket instead? Don’t need the money for the foreseeable future, no big purchases or anything down the pipeline. Haven’t touched the money in the 5+ years I’ve had it (bad I know I could’ve been making money on it)

maccc095 OP t1_jefh2nw wrote on March 31, 2023 at 5:01 PM

Reply to comment by Werewolfdad in CD vs T-bill what’s the best move? by maccc095

Don’t really have a purpose I guess. It’s just been sitting in a regular savings account making nothing and I know I should be doing something with it!