myispsucksreallybad t1_jef2ju0 wrote

Hell no that isn’t normal. They are trying to have you pay your insurance deductible and have your insurance pay for the repairs, which in turn would make your rate go up.

Your insurance likely wouldn’t even pay it out if they knew there was another person (with insurance) at fault.

The at fault driver’s insurance is who has to foot the bill, you don’t even owe a deductible.