Buying the compound in a bucket versus using sand mixed hot mud.

Paying extra for the bucket on bigger jobs saved so much time and material.

I got a 7:1 arm in December 2021 on a construction loan. It would convert to a 30 year with the 7:1 rate of 3.5.

Hit the jackpot, as when I finished building the house and converted to the 30 year loan, rates were screaming at 6.5.

I've got 7 years to refi. If they hit 4.5%<, I'll refi in a heart beat.

I'm hoping to get a permit for it this year. It's going to be full of water!

It's a national scene. They don't "pull" from a regional market.

I think the lines are a filtered average?

That could be up near huaytapallana

Moisturize me, moisturize me!

Here's some unsolicited advice. It worked very well for us when we had younger kids who destroyed everything.

Put these up, and use black iron pipe as the curtain rod. It's cheap, it's strong, and it looks good/rustic.

https://www.draperyrodsdirect.com/kirsch-wrought-iron-3-1-2-inch-return-bracket?gclid=CjwKCAjwg4-EBhBwEiwAzYAlsgaHscod9LTbAVhv-HJSHpr3KdHoKqhqi6E3HCRgy_5dJ2cm82dpiRoCBqQQAvD_BwE

A pressure washer will scrub that tile clean in no time.

If OP had the patience, put the tiles in the tub for a couple hours, then sponge them clean