I’m sorry I made the post too quickly. I have a good credit score so if a bank sees that I’ve paid off months of the loan, will they have a higher chance of accepting me?

I could definitely pay it off really early because I have no other expenses

I kinda need a car soon because my current car has leaks all over and no working a/c. So I was really just wondering if getting refinanced is easy

Thanks. I’ve only had my job for 4 months, will that make it impossible to get a loan because of the lack of history?

Did you not read the post? I’m trying to get approved for a loan

So I won’t have to wait until my tax return, I just need to wait until I file?

And will I have to wait until tax returns to prove my income to banks? I am trying to get a car in the next couple months.

Thanks. So when I am filing I will most likely need to pay additional taxes correct?