It's a good idea, but a big ask. Many families aren't that tight, and it's not the kids fault.

When I signed my mortgage, I sat there for an hour at closing in front of the real estate agent and the seller. I didn't have a copy of the documents I was about to sign ahead of time. It was 50 to a hundred pages (at least a half inch thick). It's more dense than most college level reading. So it's not surprising that most people don't read it and don't understand them.

But those conference papered are Peer Reviewed (TM), the gold standard of those who Believe Science, and hence beyond reproach. You are hereby cancelled.