oceanleap

oceanleap t1_iycmugq wrote

Reply to comment by RoyalHaza in 2nd job at 18, worth it? by RoyalHaza

Great, you have a career path. Invest the extra time in taking courses in that area, so you'll ev en tally have a qualification relevant to being an HR manager. Never tie your future to only one company. Things can happen. Their business can go bad so they lay people (you) off, someone else gets the job instead of you, boss decides not to retire, etc. Get yourself qualified so you can get this same job in another business if needed. So research HR manager - do they have a background in psychology, organizational behavior etc? Are there certifications? Are there courses in yoir local community College you can take to set you on that path? An associates degree Sign up for the right community College courses.

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oceanleap t1_iycl31s wrote

Reply to 2nd job at 18, worth it? by RoyalHaza

You are 18 and earning minimum wage. You need to think about how to put yourself on a path for a much higher earning job. Learn about different careers, what they earn, what they do, how to train for them. Pick one that you think you could do and succeed at that is a reasonable for fornyour skills and interests and how/where you like to spend your time. Look into getting the training or education you need. Community College? Trade school?

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oceanleap t1_iub5vdg wrote

Reply to 401k in the US, but moving overseas by solidboom

I suggest moving it to an IRA with Fidelity or similar. You'll have full control of it. Keep a US bank account open so that you can easily transfer money in or out of it (hard to do from an overseas bank account). Open the IRA account and do their paperwork to transfer the money directly, don't you withdraw it. If you withdraw it you risk getting hit with a lot of taxes and penalties if you don't put it in the IRA quickly enough.

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oceanleap t1_iu7jmfs wrote

Reply to [Follow up] 22 years old and have a check made out to me for 30,000 dollars. Should I open a savings account for the initial deposit or just go straight to my checkings? by throwaway2639441

Deposit that 30k in your checking account tomorrow. Then take your time to decide where you are going to open a savings account (or a Roth IRA or other type of account) and move your money from your checking account. But get that money in the bank now.

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