That's good to know

Honestly that makes me feel a lot better so thank you. And we will be getting him a bank account as soon as he gets back from his convention. I've been researching the local banks and credit unions so I have it narrowed down. I really want him to be able to see how much he actually spends because it's ridiculous what he can blow through without even realizing it. But I told him this was a conversation that we needed to have and take seriously if we are going to have a future. But I'll be researching professionals too.

Thank you!

Yeah from what he's said the shop he works for under reports so it's a mess from the top down. But everyone here has been super helpful. It's going to take some work but I think I have a good plan forming.

He told me that now that I'm in the picture he's serious about saving and setting up our future. I showed him everything I have set up and now he wants it too. The tax thing surprised me. I asked him the same question ten different ways to make sure I was understanding right. I knew that him not having filed taxes for 11 years was bad, but I had no idea where to even start. I've gotten some good advice though and we have more research to do now that I have a direction. I'll have to check out the flowchart. Thank you!

I know it's wild I was shocked too. And when we first got together he was basically spending it as fast as it came in. But we got that under control. But he has no debit card or credit card. He has a Venmo account and a debit card linked to that but that's it. I just found out he keeps the money hidden all over his house. Funny enough for a stretch of years he was in and out of jail in his early 20s so we don't have to worry about taxes there. Also from what I gather he doesn't even know if he has a credit score. The place he rents now he pays his landlord cash for. We definitely need to sort this out before I legally tie myself to him in any way. I've spent too long build my finances up. I love him but no one ever taught him any of this and he's very lost.

That's what I've told him. I already have investments, a 401k, and an IRA. But he can't always count on me.

I know now I need an accountant. He said it's always been hard to keep up with because he gets random amounts of cash daily. We are trying to figure out how to properly keep records of what he makes.

I know. We are trying to figure out how to properly prove his income.

I actually use to be a hairdresser so I'm familiar with that. That's very helpful thank you.

Thank you! He's been very open and honest so that's helpful. It's just going to take work.

That's what I was afraid of. I just wasn't sure where to start but I've gotten some good answers. I'm glad people have been so helpful. And I've been working hard for years to get myself set financially so I want him to be able to do the same. He's very willing to do what it takes he's just lost.

Thank you for your help. In New to all this as I've always rented. Now that I'm looking at everything we are going to need professional help. He doesn't even know how much he made last year. And he has a venmo debit card and a prepaid phone. He's learning a lot quickly since I've started riding him on all this. He's just in such a big mess I had no idea where to start. He's so use to paying cash for everything. And we are about to get him an account. I was looking into the local credit unions. I didn't realize how bad everything was until he proposed and I sat him down to start talking finances.

Thank you that makes since. He was in and out of the legal system until about 2019, but has been working steadily sense. It's honestly a huge mess so a lawyer makes sense. I'm new to all this so thank you for your help.