I don't see a realistic scenario where people would be kept in a matrix like simulation without informed consent.

In my opinion, the matrix-ish simulation will either exist as entertainment or something to keep generation ship passengers from going mad or to keep them from forgetting how to function on a planet.

Nah, you are just arguing in bad faith. What you are defining is defined as subsistence wage. Living wage is defined as a minimum to live a basic but decent life. Also saying that money is not a measure of success anywhere in the western world is 100% bad faith.

Mhm, and all that talk about being paid a livable wage is just people focusing on the wrong things in life right?

Yeah, you could argue that a successful career need not involve money. However telling people they were wrong to assume that money is the expected reward sounds either dishonest or entitled.

Ok, I'll bite. Explain how polyamory will optimize reproductive success for all involved in the relationship compared to an exclusive pairing. Please do gloss over the problem of inheritance.