That’s now how AML compliance works.

The burden of proof is reversed. He has to prove it was/is clean.

Until then, it’s dirty. This isn’t a “beyond a reasonable doubt” criminal proceeding.

Yup, basically anyhow

It depends.

Tough titties. Not my problem.

It’s too late. You already burned the account.

No. I’ll take cash. Up front.

This ain’t my first rodeo.

I bill at $300 an hour for my AML compliance work. $3000 retainer (evergreen).

Prove it. That’s your burden. That’s how AML compliance works.

You kept it open to launder more money.

No. Thats called “plausible deniability,” and covered in money laundering 101.

Aka “It could not possibly be money laundering because why wouldn’t I withdraw all the money.”

You’re raising every flag lol. It would have looked better if you did withdraw it all, like you just weren’t happy with TD.

You tried to save your account, keep it open, to do it again. You’re an idiot.

I do actually. You deposited “dirty” money and got back “clean” money. It’s fungible. You had no source before, which is why you had ACH problems. Now you do, TD/“investing.”

This is my line of work. You literally performed money laundering, albeit shittily.

He did.

You laundered money.

They were fraudulent

He used them to launder money, and he is now playing dumb.

Ok

No I think he should go talk to a lawyer. I want to see the lawyer respond, so take video.