It’s happened to me before and was a lesson learned. My dad opened my account back in high school and shared access. His identity was stolen a decade later and identity thieves were able to get some money out of my account. It wasn’t cash withdrawn at a bank, everything was done online.

Don’t underestimate identity thieves, they take money from anyone, rich or poor.

I’ll remove them or make a new account. If one of your parents get their identity stolen, you’re also fucked too, since they have access.

Having more people to your account just leaves more access entries