poodog13

poodog13 t1_j6mkbje wrote

DO NOT DO THIS. The Pittsburgh Zoo is NOT one of the best zoos in the country. I’ve been to the San Diego Zoo, the National Zoo, and the Columbus Zoo and IMO Columbus is far and away the best. Pittsburgh Zoo is like a crappy petting zoo by comparison.

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poodog13 t1_j6fqc9d wrote

Exactly. My mortgage is at 3% and I could pay it off any time I want, but I’d rather invest. Even a relatively conservative portfolio should make more than double that rate as long as you can stay invested for a few years

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poodog13 t1_j6fq3ab wrote

This mentality is wrong-headed. Debt isn’t bad, expensive debt is bad. Never pay off cheap debt faster than you have to, instead put that extra money to work making better returns than your borrowing rate.

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