Yeah no recovering from that

I assume it is “phone hygiene”.

My personal phone gets a scam text a month and rare calls. My work phone gets multiple texts a day and at least a couple calls a week, many scams, some from local shops I assume the previous owner of my number did business with.

I’m guessing the work number was either in a publicly facing directory (our company doesn’t do that, but maybe the previous owner) or maybe it was recklessly handed out to every random company and typed into every web form that asked. (Seems likely from the local business calls.)

I’m reminded of computer viruses. I’ve never in 20+ years of computer ownership had a virus or other malware impact my machine. I know a few people who had this happen constantly, especially in the aughts. I’m no internet saint and did the usual amount of piracy for someone my age. But clearly some people use technology differently!!

Presumably pronounced something like “hoo-leh” in English?

I think this might be the original arrangement.

https://youtu.be/O07WucFwdq8

And this explains the constant stream of notices about waivers from our daycare. If that gets shutdown in December that is rough

Seriously speaking I’ll take advice here. I usually prefer newspapers but I haven’t been impressed by the local offerings (I live in Nashua) so I do use the WMUR website (I don’t watch it). What’s do you think is good for local news? I’m willing to pay (assuming there’s a website or app, I’m not doing actual paper or tv it’s 2022 lol).

Eh political advertising has been obnoxious for years, not just this one. The “problem” is that NH is regularly competitive so outside groups produce ads and give money for ads. I used to live in a very blue area (80% Obama) and I assume the same is in very red areas: once you are past the primaries it’s not worth it for outsiders or national groups to spend much money on tv ads or flyers. There was so much less advertising (like I’d only get a 4 or 5 mailers per year). People trying to influence elections prioritize close races.

Ours was like this too, though he did warn us that we basically shouldn’t buy anything, sell anything, or transfer any money from the time we first talked to him to the time we signed the loan. He especially warned us not to buy furniture before we bought the house, apparently he had seen this ruin deals.

Property tax in the US is paid to the town or city.

Property tax is paid once or twice a year and is a percentage of the value of the home. But that percentage changes based on the needs of the town. If everyone’s houses are suddenly worth 20% more, the tax rate percentage will probably decrease (because the town budget hasn’t increased by 20%) and the actual tax in dollars won’t change that much. Different towns will have different tax rates depending on their budgets, the property values, and whether they have other income (for example commercial taxes).

Every US state is run differently. In some states more is done by the state, or they provide more assistance to the towns. These places may have lower property taxes but there may be state income or sales taxes.

Some states provide more services to their residents than others, and as with countries, providing more services, or having more people who need them, means more tax overall. So you can have high property taxes but low or no income or sales taxes, or high income and sales taxes but low property taxes, or all three may be high!