Having an escape plan is always a good idea, even if no acquisition.

Best of luck to Frank. Building, growing, then selling a business (the REAL product he was creating all along!!!) is a tough & risky route in life. Or… is this an infusion of much needed capital where he probably can’t swing a large bank loan/bond? In which case, the new company has expertise & capital to help Frank achieve the next level…. Is your position capable of being done by the new owners and their staff? Example: payroll processing, HR, etc.

I tried this with previous landlords, looking for a discount, no one took it or expressed interest. They all looked at me as if I was crazy.

Alternative is you open something like a Fidelity CMA. You put a year of rent into it. You can buy yourself into SPRXX or similar money market fund. It will count as cash and be auto liquidated to cover checks. You have online bill payment automated to mail a check on your behalf every month to landlord. No need to get a debit card. No need to order paper checks.

4+% interest