You are absolutely right! This is such a no go! Somebody threatening you is not acceptable at all !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! But you may know this from yourself ... if you are under pressure, some people tend to find very offensive words, to express their anger. What shall he tell the bank, if he cannot pay the credit payments? He may also see his own family in danger.

YOU have to learn to take over responsibility. All I read here is that it was not your fault, it is a bad situation, a lot of excuses. If you rent or buy something, make sure you can afford it.

Landlords are no LORDS. They are usually simple people that invest the little money they have into appartments. They also have to pay their credits to the bank. They cannot go to the bank and say "Well, I am so sorry, but the person renting my appartment had problems with her boyfriend..."

You really get other people into trouble because of your payment mentality. And that they are then angry is also understandable.