Holy heck. You need that personal loan and credit card balance gone. Like, now.

Rice and beans, cut every subscription, find things to sell. You need to act like your hair is on fire, cuz it is.

Edit: and that car loan is atrocious too. Yikes.

Got it.

Can you list out the debts along with interest rates, from highest interest to lowest interest?

What are the interest rates on your debts? How much extra per month could you throw at this debt?