saruin

saruin t1_je8j15s wrote

If you haven't already you may look to a health insurance broker to you help select plans and such in the future (to my understanding many if not all work for no fees). Mine helps me get free insurance but only because I'm low income and all she has to know is exactly how much money I predict I'll make throughout the year (and notifying her of any major changes in income).

I had a similar issue filing taxes earlier and didn't make enough money. Long story short, I did something wrong at first on my tax return and did it again to find the page I was looking for. It said that even though I didn't make enough money I could still quality for premium tax credit based on certain criteria and most importantly that my estimated income was within FPL income at the time of enrollment (I lost my job at the same time basically). Just something to look into. I'm kinda nervous I'll somehow still get fined or have to pay it back but others (a tax person and insurance broker) have assured me that shouldn't be the case if I made very low money.

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saruin t1_je8hkuk wrote

I've had the same but opposite issue. I didn't make enough money but I was still able to claim the tax credit because my estimated income was within the FPL limits (at the time of enrollment). So I should be in the clear, in theory. I could very well get some fine or tax bill in the future but others have assured me that shouldn't be the case.

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