sasquatchisthegoat

sasquatchisthegoat t1_j6fuw10 wrote

Save your money, learn how to use credit cards smartly. If you can’t buy it twice you shouldn’t buy it once.

Regarding credit cards, you need to build credit to make your life easier or everything will cost more for you. That means you need a car loan, and a credit card. Start with a secured card and then move to a simple cash back card for gas and groceries. My credit card has paid me back like $500 over the last 3 years and I’ve never paid a cent in interest. When it comes time to buy a car or a house, or secure your own apartment it will make a huge difference.

Unrelated to finances, it’s ok to say no to friends, it’s okay to enjoy things on your own. It’s okay to be alone. Call your mom.

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