There's another reason to close this account and open a new one, especially if they are having financial difficulties. If they overdraw their accounts, the bank can come after your assets to make things right, because of that connection.

Years ago, my kids kept me on their accounts after they moved out, because it was convenient to move money back and forth to reimburse each other for expenses. Then my son's account was hacked, and it was left over overdrawn by over $6k. I learned that the bank could just take money out of any of my accounts because I was on his hacked account, and it could even take money from one of his brothers accounts because of my connection. It came out well in the end, thanks to the CFPB, but I removed myself from all their accounts, and we all use Venmo now.

Can confirm, a car was stolen in our neighborhood, and several people had driveway camera footage of the guy going down the street and trying door handles.

You can also just add an amount to be withheld from each check. I think that's easier than messing around with entries on the W4.

Find your last escrow analysis, or log in on line and find it. Check the amounts of your homeowners insurance and property taxes, one or both has gone up enough to require that increase in your escrow.

They should be mailing that to you and it's a good idea to look at those amounts every year. My mortgages always gave me an option to pay the amount needed to keep the escrow account above its minimum, if I wanted my monthly payment to stay the same.

Honestly, IMO a catalytic converter has a certain life expectancy, kind of like a timing belt. It's no indication your car is not reliable anymore. With the current used car market, I'd take the chance. And several other responses indicated you should be able to do this repair for about $500, which makes it a no-brainer.

This is the mindset to have. Don't compare the repair cost to what you could sell the car for, compare it to the monthly loan payments if you replace the car. Only consider replacing the car when it needs multiple expensive repairs.

For reference, I have known several people who drove their Honda Accord for over 250k miles, and one who reached 350k. I personally have had two Toyota Camrys that reached 240k miles, one was replaced because it was totaled in an accident, the other just because it was being used to drive long distances through isolated areas.

I use CharityWatch.org. Invest $50 for a one year membership, and you'll have access to their data, rating charities A through F for how the funds are used. Charities are grouped by category, so it's easy to look up something you want to support.

So many times, knowing the story is what makes the worth keeping.