>But we do make money from traditional business lines in the brokerage industry, mostly linked to asset and cash balances on the platform.

We don't offer credit cards and don't have short selling. Stock loan is another traditional line of business we do not currently use but will as we grow.

As we scale, we keep the lights on from the outside capital we have raised while we prove product market fit.

But we do make money from traditional business lines in the brokerage industry, mostly linked to asset and cash balances on the platform.

Revenue- we don't need no stinking revenue. We are a tech company!

We have thought along the same lines for a while. You only have to see the cities in ruins from shelling and miles of farmland left empty due to mining to know there is a huge economic need away from bullets and bandages.

Ukraine has 2 powerful industries: farming and tech. Capital needs to go to both to get thier economy back on track. I have called it the Plate to Plate need. First the Ulraininas need ballistic plates to defend the nation but soon they will need to find ways to put food on their dinner plates.

Would love to dicsuss it. Through our foundation we actually have 2 Ukraininas coming to the US for medical treatment.

We don't sell any funds or ETFs.

Crytpo has a small commission attached, but I am not a fan.

That is a great question. Actually, we don't currently but that does not mean it is a bad model. Retail investors save $ billions under that model as compared to the commissions they were paying.

Foreign conflict will generally lead to some form of inflation. However, what is known as the War Paradox says that war is generally good for the US stock market.

But it comes back to basics. Have enough cash to cover emergencies. The cash you won't need in the next 24 months; get it invested. It is your only chance at keeping up with inflation.

This year has SUCKED for the stock market, but we have had many years of massive returns, and this year stocks are on sale for the long-term investor.

Dawson- good to see you here.

My path to the military was not a straight line. After 9/11, I wanted to go and serve, but I was 30 years old. After doing some research, I found out about the Navy Reserve's Direct Commissioning Program for Intel Officers. I thought that sounded cool and it would get me in the fight faster (Not true). I knew next to nothing about Navy Intelligence other than James Bond was a British Navy Intel Officer. But the more I learned, the more it was clear the skills I had on Wall St were directly transferable to Navy Intel. In fact, what I learned about collective intelligence and intelligence operations influenced how I looked at data on investing later in my career. it was also the fundamental thesis for the Guild Platform.

That's crazy, we ran into so many US Vets over there. I actually had a guy stop me on the street in Lviv, which was a little sketch since it was early day of the war.

you nailed the issue with Wall St. The real story around Wall St bets was people's lack of trust in Wall St and their desire for a trusted community in the investing world. That was a big reason we built Guild as a transparent platform with financial education.

You should not gamble with your investment accounts and day trading is just that. You should invest for the long term. I am not sure what the SEC can do than to ensure a level playing field. I think the private markets are trying to do that with Apps like Robinhood, Acorns and of course Guild.

But Trust is everything.

First thing is get a good understanding of your budget and spending needs- not wants. it is important to remember that you can't invest until you can save.

Secondly, take advantage of all the military financial benefits such as the using the TSP in the Blended Retirement System. Depending on your level of service you get up to a 5% match on your investment. That's free tax-free money. The new retirement system is like a private sector 401k so even if you don't do your 20 years you can take it with you. The other the VA mortgage. You can actually use it to buy a building to rent out 4 apartments - as long as you live in one unit for a year.

Third, invest outside of the TSP. The match is its best benefit but its investment choices are limited. So, use the VA mortgage to get you started in Real Estate. But the easiest and most proven investment for the long term is a portfolio of US stocks. Long term returns hover around 10% so it is your only shot a battling inflation.

Short answer is a little bit of everything and a lot of work. The longer answer is delivering humanitarian aid and advising elements of the Ukrainian military.