seriously_wtf t1_jebqyyg wrote

*IF* NJM is cheaper, go for it without question. It's a big IF these days though. I was with NJM for 20years with a clean record, but found that GEICO was 25% cheaper for me for the same coverage. NJM wasn't really interested in keeping me as a customer.

So if you go with them, make sure to check prices with competitors regularly to make sure their underwriting doesn't catch you out.