sol_in_vic_tus

sol_in_vic_tus t1_j6nx9fy wrote

The next "greatest bull market ever" will probably happen a couple of times in your lifetime. You want to be as invested as possible before that happens and nobody can predict when it will.

If you need that money for other priorities that's one thing. Go spend it on that instead. If this is money for retirement then it isn't doing the job you assigned it while it is parked in cash.

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sol_in_vic_tus t1_j2bzjs7 wrote

When you say max out retirement accounts, you do know just putting the money in isn't enough and you have to invest it, right? So many people make that mistake that it's worth checking.

The wiki here has a flowchart that is really good. Your situation doesn't need a financial advisor. Just follow the flowchart. Keep enough liquid savings to cover your needs based on how likely you are to lose your job and invest the rest.

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sol_in_vic_tus t1_j2308nj wrote

Why are you even considering DC? If you have social commitments in NoVa you won't enjoy schlepping between there and DC all the time. Plenty of places outside of DC that are more likely to fit your budget and won't require you to drive in DC if you hate that.

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sol_in_vic_tus t1_j0zusbn wrote

Sherry's is the closest one to you I can think of that has a surprisingly broad selection. It's more impersonal than Calvert Woodley so if you want a person to tell you what to get that's the better store even though their range won't be as interesting.

It's further, but I really like Ace Beverage. I'm more of a rum drinker and their selection is unparalleled within city limits. In general they have a surprisingly sophisticated selection given it's across from a big school (American University) and I've been impressed by the other stuff they carry in other categories. Bonus, they offer delivery (and do it themselves, not with some janky delivery service) within DC for a nominal fee which I use a lot because I live about as far from them as you can get.

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sol_in_vic_tus t1_iyavrad wrote

I knew a guy who claimed he was good enough with Bloomberg's API that he didn't need a terminal. If you're tech savvy and want to do financial things then maybe API access (still costs money but cheaper than a terminal) is right for you. If you want actual hands on experience then you will probably have to pay for one yourself or get a job that has it.

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sol_in_vic_tus t1_itj7urb wrote

No expert, but in my experience I was shocked by how prevalent tattoos are everywhere else in the US after living in DC for awhile. Depends on industry and friends and who you know and etc. I don't think having them is necessarily a problem. But compared to California tattoos are definitely going to be unusual.

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