Allot yourself fun money each month, it can be $50, $100, $250, etc. Buy or do something you like with it. I do not know how old you are but often 20’s and 30’s are the time people tend to be more conservative. Trying to get to a happy middle ground of saving, investing and spending is a process.

I just want to point out that some people MAY be able to ride the ride IF their retirement account is plenty large enough. It also is dependent on risk tolerance.