Childcare remains the same price, it just has been pushed onto those who don't have kids :/

$40k sounds way too low. Are you buying 20% of a house or not? What happens when you sell? What happens if the house burns down and the insurance company writes a giant check?

You're asking a sub of car haters which car to get.

When I looked into EVs, I wasn't able to get on board and ended up getting another non-EV. For EV to work I feel you either need deeded parking or a convenient supercharger. I imagine public slow chargers would be annoying to consistently deal with.

You're not wrong. If OP rear ended the car, OP is at fault.

I think the general movement suffers from some flaws:

• Risk / safety are often assessed based on perception rather than evidence. Groups complain that they don't feel safe biking, and so push for action.
• Many bike advocates seem to believe zero risk / perfect safety is achievable, but it's not. Because they don't understand zero risk is an aspiration goal that isn't possible to actually achieve, I think there is no point at which they will be satisfied.
• There is a diminishing return on safety and increasing costs for each improvement. Bike advocates seem to not acknowledge the various types of inconveniences and other costs any (perceived) increase in safety they push for requires.

Don't get me wrong: There are good ideas that should be implemented. But there are also some really shit ideas that shouldn't be implemented under any conditions, as well as a point where biking is "safe enough".