ste1071d
ste1071d t1_iydovwk wrote
Reply to comment by MyFreeAccount in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
Which address is the nephew’s address of record?
ste1071d t1_iyd6c7q wrote
Reply to comment by MyFreeAccount in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
So the issue is not that it’s not covered. It’s that the coverage on the vehicle is insufficient for the damage he caused. Unfortunately he should expect to be sued.
ste1071d t1_iychx85 wrote
Reply to My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
Insurance follows the car, not the driver. You can loan your car out to someone and it’s insured even though the driver not on the insurance.
You are leaving out key details.
If we finally have this right - the Jetta’s title lists mom, grandma, NOT nephew. The nephew was taken off the insurance. The car wasn’t being driven so someone reduced coverage to the bare minimum in your state. Do we have that right now?
ste1071d t1_j6ik24h wrote
Reply to How to leave house to fiancé in the event I die before we marry? by [deleted]
She won’t be able to assume the mortgage if you’re unmarried, no.
You can leave her the house in your will and make sure she’s the beneficiary of your life insurance (if you don’t have any outside of your job, get your own term life insurance now) and she can pay off the balance out of that.