No. Neither of those are needed at all. People worry too much about things they have no control over. They set expectations on things that they have no power over like sports teams or other people. If people would just focus on the things they can actually control in their life (exercise, sleep, diet, social activity, work ethic, goals) they would have much less anxiety. If you feel that you NEED marijuana or anti-depressants to function, you have serious work to do on your life. Cut out the negative in your life and replace it with something that builds you up, Not a temporary solution like drugs or medicine

If they are going into college, often they can get a college specific checking account that has no fees. I used Chase for mine and never had a single issue with it. You can just ask to set up a college account. If not, Chase is still a great bank and ive never had any problems. Good luck!