There are reasons for each of those licenses. Each deal with specific nuances that a layperson can't just pick up on YouTube.

You can typically get a line item break down, because that is required for tax purposes, because some parts can be written off while others can't. But at least at the university I work at, it all on one bill, they aren't different bills, and you don't typically pay per service.

There are many schools now that include lab fees and books in the base tuition. Many schools have started advertising it to show there are no "hidden fees" like the extra $1000 a year in books I had to pay 20 years ago. There are also numerous classes now that are using open-source digital textbooks. I know a few instructors that have switched over and have been very happy with the results.

There are plenty of schools that have tuition, dorm, meal plan, books, and fees as a single per semester charge.

Beer isn't included.

Except the consumer, the consumer does not win when we limit progress because new efficiencies mean we work less.

This works when those people are doing simple or repeatable tasks. Most programmers aren't doing repetitive tasks.

The programmers job is to solve problems, they may use an advanced ai to assist with that, but the ai doesn't really know if it had solved the problem.

But not software solutions that meet every businesses specific needs.

Customization becomes more essential as different localities create new regulations.

When Europe passed GDPR, millions developers had to work with lawyers and others to update their code to follow the new laws.

Not in 2011 they didn't.

They don't forget, they just don't care, or the money is within the range they are willing to pay.

Depends on the SUV. My explorer isn't that bad compared the same year minivans. I still get about 16 city.

You could take multiple smaller pills