Was not aware I could change the contributions throughout the year. I am a married 38 year old and my spouse has over 200k in her account already. This actually makes me feel more comfortable doing this to just pay off things then revert everything back. Thanks!

I believe the rates are higher since most of the debt is Credit cards. I was wandering about the "sale" as well, but it is managed by the 401k company so I would think they would pump into it the same, regardless of what I contribute. (I am by far not advanced with investing lol)

Debts are mainly credit cards at rates above 10%. Been with my company 10 years as of Sept of next year. Thinking I have enough built up right now to do this.