Oh that's a bummer. I just applied last week online.

If you qualify, you can apply for passport renewal online and printing photos won't be needed. I'm hoping you do because it was very easy.

Get three quotes for sure. Also consider heat pumps. The incentives right now through mass save and the inflation reduction act are great.

They can accept but it's illegal.

Agreed. Plus what happens if they are hit with sky high utility bills or unforseen medical or car issue? There's no room to pay everything

Landlord can accept 3 months worth of rent upfront, first, last, security. So while the offer is a good deal in theory, it doesn't really help the landlord.

We just got solar installed. They finished on Thursday. Feeling good about it, too.

A variety of ways. When we first moved in we realized the roof leaked. A lot. In about a dozen different places that we could see. We paid about 50% of the roof replacement in cash and then put the rest of it on a 0% interest credit card for 14 months, paid the minimum for 14 months then paid it off.

We got a mass save energy audit which allowed us to access a HEAT loan, which is a $25k loan, paid back over 7 years with 0% interest to upgrade our heating system.

Those are the only two things we've used to finance.

Big However. We also both got promotions with 10-12% salary increases shortly after we closed. Being double income, no kids, with only a $1700 payment allowed us to save a lot over about 2 years. It's only in the last 2 months that we upgraded the heating systems and added solar (used the heat loan and paid cash for everything else, but we'll get about $37k back from rebates and tax credits). There's been other things we've done that combined is $$$ but that's been spread out over the last two years so doesn't feel like $$$.

I bought in late 2020 in Watertown. $3900/ month is my total payment. 3.125% interest rate. I bought a two family home and rent out one unit for $2200/ month. So my portion of the mortgage is $1700/ month.

It's a house that hadn't had any improvements or preventative maintenance in 20 years and no updates in 50 years. We've already put in about $150k (before incentives/ rebates) into it.

I was going to suggest this area too. Good access to the river/ walking path, express bus and the little downtown there has some good places.

If they want a fixer and smaller home, like Nana's cape they she lived in for fifty years, they could get a single family home for $700k in Watertown.