I hadn’t even thought about that!! I’m definitely not going to mess around with that then. I’ll call the agent. Very, very scared though. Thank you for pointing that out and thank you for the help

I was the only owner of the car. So owner, title, and registration are all in Oregon, policy is in Utah. I don’t think the policy holder was listed as a driver of the car, either. I’m afraid to talk to the insurance company about it right away because I have absolutely no way to handle it if it was a mistake and they refuse the payout and sue for what they’ve already paid the other driver

Edit: I’m going to call the agent. Don’t want to mess around with fraud. Hadn’t even thought of it that way. Just gotta hope for the best at this point

Of course, but I’m wondering if they’ll see the address on the title and me listed as the only owner and then deny the payout

My title got stolen, so I’m waiting on the replacement to send to them. They’ve already done the market valuation and told me the exact amount of payout I’ll get though

I really hope that’ll be the case for me!

The claim has already been processed. Do you think they just made a mistake? Should I prepare for them to come after me?

My car was titled and registered in Oregon, policy holder is in Utah. I’ve been here for college for about 10 years (took a few years off to get residency for in-state tuition, and I’ve taken some gap years to figure out what I want to major in before wasting money on classes that would end up being useless). I don’t know if I was the only person listed as a driver of that car. My mom and I haven’t seen each other in person for years, though, so I don’t think either of us would’ve thought to list her as a driver for that vehicle. I’m guessing I was the only one listed unless she was added automatically since it’s her policy