theulysses

theulysses t1_j2f4uwp wrote

I feel that for sure. I took a major hit about 6 years ago because I had to take money out for a down payment on a house. Seeing it slowly crawl back up and even stall makes it seem like a terrible financial decision, but knowing how housing prices have gone in that time on the west coast and the major money it has saved us in monthly payment makes it feel so much better. Sometimes for a better view we need to back up and take in more. Sounds like you’re already doing that, and that you’re in a decent financial position.

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theulysses t1_j2ewc10 wrote

Wife and I make pretty good money but also have been struggling a bit with the newish financial reality of having two kids in daycare. We knew going in what what were in for, but sometimes the reality is tougher than you expect.

We do not want for much, but we do live fairly frugally compared to others in our friend circle, most of whom make about the same amount of money. However, we did overextend ourselves a bit this year for Christmas. First time having two kids for Christmas and I may have went a little overboard with my 4 year old.

Anyway, thought we were going to have to pay off about $500 on a credit card. Not a huge deal. But yesterday my wife found out that she hasn’t been getting paid the $4/hr raise she got when she moved into a new position at her work in September. It’s looking like not only are we going to get a couple grand in back pay, but we’re also going to have an extra ~$400+ per month in our budget after taxes. Every little bit helps, and a nice surprise to find out you actually make more as a household than you thought.

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