totallyjaded

totallyjaded t1_jeg7j5y wrote

Well...

I was going to ask, too. Because it isn't unusual for an at-fault driver's insurance company to offer you $500 here.

While Michigan is a no-fault state, if one party was clearly more than 50% at fault (usually indicated by having received a ticket for a moving violation associated with the accident) the other party can sue in small claims court under mini-tort for up to $1,000.

I've had three accidents where the other driver's insurance cut me a check for my deductible just by calling them and politely asking to save everyone the time of going to court. In each incident, their customer had either been ticketed, or was obviously at fault (by hitting my parked car while I was standing next to it).

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totallyjaded t1_j9lpm5v wrote

That makes sense, I guess.

I got my license in 1992. Other than my license saying "UNDER 21", it wasn't different from anyone else's license. I had bought my car a few months earlier, and was picking up friends to go to the mall within a half hour of getting home from taking the test on my 16th birthday.

But by the time my brother got his license in 95 or 96, there were all sorts of restrictions on when you could drive and how many passengers you could have. I think for the first year, you could only have one person under 18, and only until midnight. Come to think of it, I don't think he bought a car until he needed one to commute to college.

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