velociraptorbaby

velociraptorbaby t1_jaccmcj wrote

I would focus more on how much can you save for a down payment and how long will it take and mortgage calculations. Income itself means nothing because everyone spends their money differently. Make sure you can afford the monthly mortgage. We had to be extra frugal saving for the house just to get the money for down payment but easily afforded our monthly and could go back to our normal spending habits.

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