whatsamajig

whatsamajig t1_j6oydzy wrote

“Credit utilization is lower than ever” this could be it. 30% utilization is the sweet spot in my experience. If you bring that up a bit it would probably come back. The only benefit would be if you are planning to apply for a loan right now. Unless that’s the case, take the lower interest payment, that money saved is worth more to you.

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whatsamajig t1_itrzv3r wrote

That’s really all you can do. That’s why people are glueing their hands to shit. Everything is so absurd that it shows in peoples reactions to facts like this. The world is a fucking joke at this point. Nothing will be done and regular people like us can simply scream and that is all, oh, and make fun of each other for lashing out in such absurd ways. See Reddit for reference.

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