yeppeuntwofive t1_jeh3ypp wrote on March 31, 2023 at 11:47 PM

Reply to comment by Milkmanism in Weekend Help and Victory Thread for the week of March 31, 2023 by IndexBot

Ok perfect! That’s good to know that, I was worried if it would be weird to invest in two different TDFs

yeppeuntwofive t1_jeh3v7b wrote on March 31, 2023 at 11:46 PM

Reply to comment by sciguyCO in Weekend Help and Victory Thread for the week of March 31, 2023 by IndexBot

Yeah, it was weird that the only TDF that my employer 401k had was just Vanguards even though it’s managed by Fidelity. But thank you so much for the input! Didn’t know about the fees so that’s nice to know, going to follow your advice with doing a different TDF for my Roth IRA! So the Fidelity Freedom Index Fund 2060 is FDKLX, correct? Just want to make sure!

yeppeuntwofive t1_jefraw4 wrote on March 31, 2023 at 6:08 PM

Reply to Weekend Help and Victory Thread for the week of March 31, 2023 by IndexBot

Hi everyone, have a few questions!

I’m completely new to the 401k and IRA stuff.

I have a 401k with my employer that I match with and invest in Vanguard Target Date Fund 2060 on Fidelity. I’m most likely going to stick with TDF for all of my accounts as I want to set it and forget it. I want to set up a Roth IRA via Fidelity as well. Should I do the invest for the same exact TDF I am with my 401k or is it ok to invest in different TDF on my Roth IRA? The vanguard 2060 has a minimum investment and high fees for a Roth IRA so idk if it’s worth!