znark
znark t1_j7d86bp wrote
Reply to Is the yearly cycle of varying daylight durations from day to day throughout time consistent? Is the cycle we have today the same as in the 17th century? by meellowstar
There is also Gregorian calendar reform to consider. The calendar had shifted from the seasons because of inaccuracy of the Julian calendar. It was 10 days in 1582 when the most of Catholic countries adopter new calendar. I think Palatinate was Protestant and transitioned in 1700.
znark t1_jaad0sr wrote
Reply to comment by 2giornot2gi in Having a mortgage: pay off your house or diversify? by 2giornot2gi
One is that stock market grows faster on average. You make more money by investing.
Two is liquidity. It is much better to have money in brokerage account than in equity in house. The equity is harder to access when you need it, you have to sell the house or take out home equity loan. Brokerage account is fast to sell and transfer and can use for anything you want. A good example is can use the money for down payment on new house and wait to sell old house instead of having to sync the sales.
This assumes that you are the kind of person that can save and not spend it. If you can't then paying down mortgage is way to save money without having access.